Effective Date: September 2025
Last Updated: September 27th, 2025
- Hearth Partner Disclaimer
Hearth provides financing options, a third-party financing platform, and its network of lending partners. Durafy does not provide financing directly. - Credit Impact
Checking rates through Hearth does not affect your credit score. If you choose to proceed with an application, lenders may perform a hard credit inquiry, which could affect your credit score. - Loan Terms
Loan amounts, terms, and annual percentage rates (APRs) are based on creditworthiness and lender approval. APRs range from 0% promotional APR up to 36.99%, with terms between 1–12 years. Not all applicants will qualify for the lowest rates. - Promotional Offers
0% APR promotional financing is subject to lender approval and may only apply for a limited introductory period (up to 18-21 months). After the promotional period, standard interest rates may apply. - No Guarantee of Funding
Pre-qualification does not guarantee loan approval. Final approval is subject to review by Hearth’s lending partners. - General Statement
All financing terms are between the customer and Hearth’s lending partners. Durafy is not responsible for financing decisions, terms, or agreements.
For questions or concerns about these Terms & Conditions, please contact:
Durafy
Charlotte, NC
📧 hello@durafy.us
📞 +1-844-643-8899
