Effective Date: September 2025
Last Updated: September 27th, 2025
Hearth Partner Disclaimer
Hearth provides financing options, a third-party financing platform, and its network of lending partners. Durafy does not provide financing directly.
Credit Impact
Checking rates through Hearth does not affect your credit score. If you choose to proceed with an application, lenders may perform a hard credit inquiry, which could affect your credit score.
Loan Terms
Loan amounts, terms, and annual percentage rates (APRs) are based on creditworthiness and lender approval. APRs range from 0% promotional APR up to 36.99%, with terms between 1–12 years. Not all applicants will qualify for the lowest rates.
Promotional Offers
0% APR promotional financing is subject to lender approval and may only apply for a limited introductory period (up to 18-21 months). After the promotional period, standard interest rates may apply.
No Guarantee of Funding
Pre-qualification does not guarantee loan approval. Final approval is subject to review by Hearth’s lending partners.
General Statement
All financing terms are between the customer and Hearth’s lending partners. Durafy is not responsible for financing decisions, terms, or agreements.
For questions or concerns about these Terms & Conditions, please contact:
Durafy
Charlotte, NC
📧 hello@durafy.us
📞 +1-844-643-8899